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by newhere420
3048 days ago
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Setting up accounts for the first time is a pain here, but most natives do that when they're a child. Once you already have one account, setting up subsequent accounts with other banks is much easier. Personally it has never been a problem, but I know several non-natives who had extreme difficulty. My understanding is this is largely due to very tight regulations that have been placed on the banks to verify identity and stop money laundering. They also now rely on the banks to collect taxes and close accounts of illegal immigrants. Lots of places ask for signatures, but I've never had anyone actually check my signature. Which is good, because like you, my signature is completely inconsistent. Pending transactions I've never had an issue with - they usually appear on my phone within a few seconds of me tapping my card. And my banks automatically issued me contactless cards without me having to specify - but they did have an opt-out. Android Pay was late, but is now accepted virtually everywhere across the country. Banking apps are terrible. No argument there. Hopefully the new open digital banking legislation will fix that. For sending money I've still always just used plain old FPS (instant) bank transfers or PayPal. PayM hasn't really been pushed enough yet... |
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Honestly the Nationwide app is pretty good imho