I presume the identifier is only usable to receive payments not to pull payments? Why does it need to be a phone number or email. Doesn’t it just need to be a unique string?
Yeah, only for receiving for now as far as I'm aware. As far as the reason it's restricted to certain types, I'm not sure - I'm contracting at a subcontractor of SWIFT so we're down the pipeline at the implementation end of things, not much visibility of business decisions.
Thanks, unfortunately I can't take too much of the credit personally as I've only been involved in the last few months of a multi-year project. Might be Brett that you know?