[awjr]

One of the pieces of advice I did not heed from my Dad was to try and save/invest 30% of your salary. This one is hard to understand until you are in your 40s and realise you are probably going to continue to work well into your 50s.

I love my job, but I'm now involved a lot more in the political arena, knowing I can make a difference there, but being held back. 'Having' to hold down a job is getting in the way.

I'm at peace with the choices I made but I also recognise I could not be working now if I'd been a bit more prudent.

[aphextron]

>One of the pieces of advice I did not heed from my Dad was to try and save/invest 30% of your salary. This one is hard to understand until you are in your 40s and realise you are probably going to continue to work well into your 50s.

A single, healthy, 20 something SWE can easily save 60-70% and retire before age 40 if you really try. I’m right around 50% now. The key is getting over that mental hurdle to where you start enjoying saving more than spending. I feel infinitely more fulfilled seeing $1,000 in my bank account than anything an iPhone X could ever do for me.

[everdev]

Exactly. If you don't need the new car, new house, etc. you can save a ton of money. You really only need a room and healthy food and enough clothes for the week. Everything else is "cashing in early"

[nunez]

You totally can do that if you hate fun

[qu4z-2]

Or if you know how to have fun without just throwing money at the problem :P