[rootusrootus]

I think maybe you are missing a whole bunch of other risks in your life that are more likely to take your life.

How much do you worry about dying from a fall, or poison, or alcohol, or drugs? Or a firearm? All of those are either similar to or more likely than dying in a car accident.

If you want to rationally optimize for something that will improve your survival odds, heart health is by a vast, vast margin a better place to spend your efforts.

If you drive an average number of miles per year, you will probably be involved in some kind of accident once every decade. The odds you will die in that accident are pretty low, as it only happens about once every 100,000,000 miles driven.