[ldarcyftw]

What's the point in getting all those $$$K if a single major medical event (like cancer) will bankrupt you? Ah, and I just checked my retirement calculator. It claims that once I retire at 67 I'll have to pay $8K/month for my medical insurance.

[aianus]

If you're getting $$$k in salary, you're also almost certainly getting top notch medical insurance.

Also, you don't need private insurance when you're 67, that's what Medicare is for.

[sethammons]

And you pay for Medicare after you are eligible for it. My dad just hit Medicare age and was surprised to find out he gets to pay for it.

[aianus]

It's not $8,000 a month though. I'd still take a developer career in the US over Europe any day.

[ldarcyftw]

Well, it is a number adp.com (site which helps to manage your retirement/payroll data) tells me.

[TheCoelacanth]

Seems like the absolute maximum for that is a bit over $1k/month, and that's only if you didn't Medicare taxes for less 10 years, have an income of over $214k/year and get the most expensive part C and part D coverage. A typical amount would be roughly $200/month, less than even someone in their early 20s would typically pay for health insurance.

[ldarcyftw]

That’s the number adp.com gave me. Note that it’s like 35 years from now and yes, it includes (I think) C and D parts. Of course a lot of things may change in the next 35 years.

[thedufer]

Keep inflation in mind. I don't know how old you are, but that's probably going to be more like $3k/month in inflation-adjusted dollars, which honestly isn't much more than my employer pays to cover my family now.