[hyprCoin]

Yes these systems where the wealth is unfairly distributed and then horded by whales do exist. They are not constrained to crypto and not all crypto follows this distribution mechanism.

Trades also do not have to be zero sum, winner and loser, games.

An easy example is this:

I sell my bitcoin to you for your eth. You sell your BTC to rent a vacation home for a weekend. I use the eth to generate a crypto kitty.

The crypto kitty has personal value for me, the vacation has value to you and the owner of the vacation home gets some BTC they can use to find value at a later time.