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by praneshp 3065 days ago
> If you're an anthem customer you can't go to the ER to deal with unknown and possibly life threatening issues.

As a different anecdote, Anthem paid all of my cost for an ER visit last year (minus deductible). It was a first time thing. That's why your parent was asking you to avoid hyperbole.

1 comments

You missed my edit I add safely, because in these states that's what's missing.

Yes, if you are actually having a heart attack or a bone is sticking out then sure they cover you. The problem is in situations where you don't know and need medical experts to chose if this is an actual emergency. And no this is not hyperbole, that's the exact situation people in these states are dealing with.

This is not call them up on the phone and they say you can go to the ER, this is you go to the ER they preform tests and then the insurance company uses those results to deny clams.