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by tutts
3071 days ago
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Only if "as individually as possible" means perfect prediction. If you assume that there's a limit to how well the future can be predicted, insurance still has value. Also, car insurance specifically is usually legally mandated. There's a tangible benefit to having it (being allowed to drive) besides the risk mitigation. |
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The question was not whether insurance has value if that ideal goal is not going to be reached. The question was whether the goal makes sense in the first place.
> Also, car insurance specifically is usually legally mandated. There's a tangible benefit to having it (being allowed to drive) besides the risk mitigation.
Which admittedly does not allow GP to realize this now with regards to car insurance, true.