[ttoinou]

  You realize that -your- cost of health insurance would go down as a direct benefit of being in a larger, more diverse, pool? 

Explain the magic to me

[FireBeyond]

Increasing the size of the risk pool, for a genuine pool, and a genuine insurance product, should reduce individual pool member costs.

Of course, that word genuine, in both contexts, is abused in US healthcare “insurance”, as I’ve discussed in numerous of my comments (and I work in the industry - it’s an absolute abuse of the definition).