[airbreather]

I would think best to split up amongst a few at least, I like to aim for coins with a definite real world use, and avoid POW coins as I think their days are numbered.

Hard not to like Stellar Lumens with the IBM connection, working tech and real world use already happening.

Universa issues today, it seems they aim to take on Mastercard and Visa, if true worth a punt in my opinion.

TEL aims to internationalise the MPesa branchless banking system which works via mobile phone - there are 1.5B bank accounts and 5B phones in the world, the gap is the potential.

Disclaimer: I have been wrong many times before.