[noxxten]

The "benefit" portion of that statement is that the employers typically take on a portion of that cost so it's reduced for the employee. Have you ever filed taxes as a freelancer? You nearly pay double because you're both the employer AND employee in that situation... The same goes for other benefits as well like healthcare - There are no group discounts when you're the only one getting coverage.

[zip1234]

The government provides incentives (tax exemption) for employer provided insurance, which distorts the market. Seems like extending that benefit to freelancers or eliminating it entirely would be extremely helpful. https://www.mercatus.org/publication/tax-exemption-employer-...

[mi100hael]

Yep, I've been there. Like I said:

> You as a contractor just have to factor those additional costs in to your decision-making process when evaluating compensation packages.