[acdha]

It’s especially important when you think about mainstream adoption: the assumption is that the whole world will pile on board and make the early adopters fabulously rich but it seems at least as likely that some major companies would create their own alternative – possibly using the same software — and heavily promote it through their existing merchant accounts, cards, etc. rather be than letting someone else capture that profit.

Right now, the lack of consumer demand means there’s no reason to bother but if that changes I’d be surprised if nobody tried and there’s little lock-in to prevent people from bailing to whoever gives better terms.