[craftyguy]

Yes, I know of the reasons for keeping arbitrary credit accounts open, but the system is fucking stupid and I'd rather close accounts with banks/creditors that do stupid shit than give them an excuse for existing. Be the change you want to see, etc etc.

[cortesoft]

I mean yeah, but I want to buy a house soon. Me closing an account will have a negligible effect on the system but a large effect on my ability to get a mortgage.