[616c]

I will check this out but as the guy in the 34C3 talk said, and he makes his living in building NFC payment solutions for bank and payment integration, heterogenous vendors with little reward is why they, meaning Google Android and others, moved to host card emulation with ephemeral tokens; structurally and technically only Apple has the supply chain and volume for their ecosystem to make it happen for secure elements, aka secure enclave as it is known in these payment processing workflows.