[kinkrtyavimoodh]

Nothing against your MIL but it is extremely common for people to not walk the talk. It's much easier to talk in pure abstract models when it is someone else's life and money on the line.

I am sure most people here who claim that the likes of Google and Apple should not 'avoid' taxes take every possible tax deduction in their personal lives so as to minimize their tax liability.

There's a reason the young are such idealists. It's easy to preach in the abstract about how OTHER parents should raise THEIR kids. Or how OTHER landlords should manage THEIR property investments. When these people become parents and homeowners themselves is when the rubber hits the road, and most just regress to the mean.

[closeparen]

The young are not going to become homeowners or start families if they can’t afford it. It’s not a wait your turn, stages of life kind of thing. There is no path for someone who is in their 20s now to ever own a $2m home. Indeed, household formation and fertility are low and declining compared to previous generations at the same point in their lives.