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by Snackchez 3077 days ago
I might be wrong, but no one other than banks (if that) can use ripple.

I'm not clear on stellar.

1 comments

nah, anyone can buy Ripple and have a Ripple wallet. Only thing you can't do is mine Ripple.
AFAIK Ripple is pre-mined ("minted") and the creator(s) controls >50% of it.
The problem is that Ripple is bought via Bitcoin.

Tinfoil in me says that bank created Ripple just to get easy Bitcoin.