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by logfromblammo 3091 days ago
The US is better, and it's worse.

Poster anecdote describes vet who has more leg prostheses than he is able to use. Article anecdote describes cost-cutting to the point that prostheses which adequately replace the function of hands for a quadruple amputee are considered a luxury. Compassion is a cost; cut it.

That makes a pretty wide range of outcomes. We even have a dolphin that has a state-of-the-art tail fluke prosthetic. I doubt it had insurance. If it did, I doubt it would pay out without a 3 tuna deductible, a 40 sardine co-pay, and a 15 sailfish lifetime maximum.

Do these insurance companies think we're paying just for our own sakes? Do they think we should breathe a sign of relief for not having to pay that $260k in increased premiums? Every one of us that's not a sociopath can empathize with the woman who got shot twice in the chest and as a result woke up one day not even able to pick her nose by herself. That could have been me! I, for one, love picking my nose by myself. And I am super pissed that the sole reasonable outcome to this story was achieved only through the wish-granting generosity of a passing fairy godparent.

Good for that guy in private life, but his day job is actually making more difficult several of the more reasonable paths to that outcome. What about all the people who will never get a fairy wish?

Nobody is ever going to take $260k worth of pity on people like me. I really need all this to be a matter of enforceable contracts or laws, rather than what charity may grow in the human heart. Any safety net based on that sort of goodwill simply has me-sized holes in it everywhere.