[stewiecat]

Took me just about 7 years. Had ~27K in debt.

The key for me was locking in the low interest rate when I consolidated the 8-10 federal loans I had into one big one at 4%. Made the payments automatic and threw in extra cash when I could. Once I was above the cutoff for being able to write off the interest I started tripling and quadrupling the payments.

In hindsight they should've been done with sooner, but I got into a really expensive hobby after college (long-course and ironman triathlons) which ate into my disposable income.