I don't understand... sounds like you still have to schedule startup time around a job. Is it that you're working fewer hours than you were before? Wouldn't it have been easier just to take on fewer consulting hours?
Yes, exactly. And, both the consulting and the startup stuff are part of the same business, just different aspects of it.
I know it depends on the individual, but I find it a lot easier to concentrate on startup work when I'm not developing an ulcer over finances. (And I can't wait to stop developing ulcers over finances. ;-)