[will_hughes]

> Nobody uses cheques, obviously (although they do exist).

Cheques are now mainly used for business to consumer payments, and for large value transactions, where it's done as a bank-drawn cheque usually.

The bank I use doesn't have a branch anywhere near where I live, so when I got sent a cheque a while ago I had to ask how to go about depositing it. Turns out the bank I use for my credit card will happily accept them via their ATMs which print out a receipt with a scan of the cheque.

[mcbain]

I’ve still got a chequebook. It is probably 20 years old.

The last cheque I wrote was two years ago for a house deposit. I think the second last was 9 years before that for the deposit for our previous house.

[vadimberman]

> Cheques are now mainly used for business to consumer payments,

I vaguely remember a couple of times years ago (late 2000s, I think) I had a cheque sent to me, but it was done electronically in most cases. Point taken though.

> and for large value transactions, where it's done as a bank-drawn cheque usually.

True, but a bank cheque is a different thing altogether.