I would pay for a service that gives me constant 6% return on my money. Since all financial advisors tell me that the stock market returns are muh higher they should be all over this and make a lot of money.
The good ones subscribe to Modern Portfolio Theory and don’t tell you stock market returns are much higher than 6%. The bad ones try to sell high fee advisory with a marketing ploy of getting you “alpha” (outsized returns). It’s just a way to take 1-2% of your capital for doing nothing.
Economics isn't that magic. Everyone has to share some of the risk!
Services like this exist, but you is really need to do your own research. Your research is required in order to help keep scams out of the system.
The major investment firms, like fidelity, Ameritrade, T Rowe Price, Etc, can probably recommend conservative investment vehicles for you that get pretty close to your goal. It just takes a phone call or a chat session.
Then there are more modern investment sites where you just tell them your risk profile and they choose the Investments for you.