[xzel]

Don't ACH and wire transfers take at least a day? And as a disclaimer I'm not for or against either coin.

[kuschku]

In the EU, since November 2017, wire transfers take 15 seconds (Disclaimer: some banks are still rolling it out).

Welcome to the world of the Single European Payments Area Instant Credit Transfer Scheme.

[nkkollaw]

Ah. I didn't know this. Even in different currencies?

[kuschku]

Until 2018, SEPA transactions only clear in EUR, I think from 2018 on there will also be support for other EU currencies.

[nkkollaw]

Very nice.

I spent a lot of money and time before diacovering Transferwise.

[MR4D]

Fedwire is AT MOST a day...usually immediate.

https://www.federalreserve.gov/paymentsystems/fedfunds_about...