[verylongname]

In order to owe $60,000 in back taxes, you had to have income. Where did that income go? Were the original loan amounts even higher? Loans of $140,000 sound awfully high for an undergraduate degree. Did you attend a professional school (law school/dental/medical)?

[amorphid]

The recession happened, and I attempted to find a job while living on money I had set aside for taxes. That was a flawed plan. About 70% of the loans were from grad school.