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by francoisfeugeas 3111 days ago
In France for instance if you accept credit cards, it is illegal to add a fee for accepting it.

You can impose a minimum purchase amount for accepting it though.

Certain professions (i.e., taxis) are even forced to accept credit cards.

1 comments

> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it.

Are you sure, that it is by law, though? In most countries, it is a contractual obligation: when you make a contract with your bank or payment processor, one of those terms & conditions is not to discriminate against the card payers. The purpose is to force the processing fees on the merchant, otherwise the cards would be at a disadvantage and would not get popular. For a case study, see Southeast Asia (1. cash rules there; 2. you can pay with a card, but you will have to cover the fees too; 3. as a consequence, everyone uses cash, see also point 1).

In the case of taxis, I would understand if they voluntarily had terminals for their own protection (so they would not get mugged for few banknotes), but forcing them... that sounds wrong.

>> In France for instance if you accept credit cards, it is illegal to add a fee for accepting it.

> Are you sure, that it is by law?

It is: Article L112-12 from the Code monétaire et financier. "Le bénéficiaire ne peut appliquer de frais pour l'utilisation d'un instrument de paiement donné." (The seller shouldn't charge any fee for the use of a given payment instrument).

https://www.legifrance.gouv.fr/affichCodeArticle.do;jsession...

More generally, the law requires that the total to pay is to be presented to the client before he choses how to pay.

Interesting, thanks.