[PandaChi]

Ah, if that wasn't clear from my post, I think debit/credit is absolutely interesting. Analogous to how Twitch effectively gives you more "bits" to send to streamers as you buy more in bulk.

Creators all run vastly different businesses so pro-rating is always a thought -- one thing it seems incompatible with is in the fulfillment of goods, where the creator takes on a burden of cost. It would be difficult to consider what the patron receives in return if they only pay out a pro-rated portion of a reward tier. Curious how that would play out in your scenario --

[zodPod]

You could make your own cryptocurrency. Just a PatronCoin or something that people just buy a bunch of and plop in an account and they get sent to creators who can exchange them for USD if they so choose or sell them to someone for more just like any other coin. This could be an option that provides maybe a fee-less transaction or something. Since the patrons will be buying them from you you could mark them up slightly or something along those lines then you make your money up front instead of waiting for fees to roll in?