[visarga]

You're right. Unemployed people still have lots of experience and talent, so they can use it in the service of community. A people-only currency could create a marketplace for services. Most of the needs of a community can actually be provided with internal resources - construction, repair, food preparation, education, health, farming, energy (solar) - we can do all of these and more by ourselves. So instead of UBI, we need to make it possible for people to be self reliant. We'll be benefitting from automation as well, so self reliant communities need not be back breaking jobs. People have been self reliant even at the level of a farm, since forever - we can be self reliant again, with enough hard work and ingenuity.