[danielh96]

Man, that's awful to hear, I'm sorry you're in that position.

If you haven't gone to see any doctor at all (and presuming one visit won't bankrupt you), you really should. They don't have to perform any procedure or examination you don't want them to and they're very understanding of people's phobias.

If you have gone and you know for sure you need a colonoscopy then yeah, I'm not sure what to say. It's an awful situation to be in choosing between debt and healthcare. I hope things work out for you and you can get some help.