[analog31]

Will a privately operated urgent care clinic take somebody who has no insurance or means of paying?

Waiting time is a matter of how the facility is managed. If an ER is handling a lot of noncritical cases, they can set up a facility for handling those cases, which would look just like an urgent care clinic. In fact, I once had a minor injury and went to the ER, and was transferred to an urgent care clinic in the same building. I had insurance.