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by EKLM-ZK88 3113 days ago
"The thing I've always hated about Obamacare was how healthy self employed folks are subsiding the unhealthy people"

Is that not how this all is supposed to work? the young and healthy help the old and sick, or the rich living in coastal cities help the poor living in rural areas.

2 comments

The problem is that they didn’t get rid of group plans when introducing the individual mandate, as they did in Switzerland. Group plans siphon off all the lowest risk, leaving the individual market a huge mess.
They are making a subtler claim, that the individual marketplaces are expensive to insure compared to other insurance (and thus people receiving lower subsidies pay a lot for marketplace insurance).