[techsupporter]

What also kind of gets my goat is that Privacy has rules in their terms permitting a 3% surcharge for virtual cards backed by a credit card. They just don't have that capability in real life.

I messaged them back when they first opened to complain about the username and password requirement and the response was basically "fraud prevention but we're going to require it for you to use our service."

I do use Privacy's service but point it at a "play" bank account that I keep relatively little money in at a different institution than my regular account.