[ihsw2]

Not really. It wholly fulfills being financially responsible through this basic tenet -- buy low, sell high. Few asset classes can appreciate in value as astronomically as BTC and it would be prudent to overcome sellers' remorse.

Some may regard "going long" as the bedrock of strategic investment and realizing short-term gains is erroneous, but few will put it towards their retirement. There's absolutely nothing wrong with liquidating assets for life purchases (or even vanity projects (within reason)) rather than dutifully drawing down for one's twilight years.