[crispyambulance]

This is a neat idea.

But it makes wonder that there's perhaps more to consider about "your goals" if you need "a supervisor" to verify that you met your goals and a monetary penalty for failing to meet your goals.

More importantly, one's _choice_ of goals and the process by which they strive to achieve them (the journey) is every bit as important as the "verifiable" success/failure rate if we're talking about personal goals.