[kamaal]

Its something like this. Say a person burnt his house, the house is razed to ashes. There is nobody killed, nobody injured or let's say nobody was even present at home.

The house was insured, but the owner doesn't claim insurance either.

Despite all this. No insurance scam and no harm to anybody. But still the guy setting fire to his own home will considered a arsonist.

[dmd]

Not true. Arson requires malicious intent / lack of consent.