[minouye]

IMO paying rent wouldn't count as a P2P transaction. I've used Paypal for years to pay friends, and there have never been any fees.

[thinkcomp]

I think it was because of the transaction volume. Once you get past $3,000.00USD it looks like you automatically become a merchant with PayPal, even if you're not.

https://www.paypal.com/us/cgi-bin/webscr?cmd=_fees-rate-abou...