[tzs]

One might be able to work around that by creating a corporation, 742 Evergreen Terrace Management Company, in some state where it is cheap to incorporate, and having the corporation own all the accounts related to the house.

When you sell the house, transfer ownership of 742 Evergreen Terrace Management Company to the new homeowner.

[WorldMaker]

That's not entirely outrageous. There are even existing Corporate and Trust structures in use for ownership transfer needs (mailbox keys and similar shared infrastructure that maybe can't be directly deeded/titled) in deed-restricted communities (Home Owners Association) and condo buildings (Condo Owners Association). A "smart neighborhood" could work to make sure that smart home functionality transfers smoothly between home owners.