[gamblor956]

If you're a grown man with $200k+ in assets, you appear to qualify to be an accredited investor and you don't need the government to protect you...which is the point of the accredited investor rules. You have the financial resources to absorb a few bad investments/scams. Most people don't have the resources to absorb even one bad investment.

[summer_steven]

In the United States, to be considered an accredited investor, one must have a net worth of at least $1,000,000, excluding the value of one's primary residence, or have income at least $200,000 each year for the last two years (or $300,000 combined income if married