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by notliketherest
3130 days ago
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most of the health care cost is NOT due to doctors salaries. the reason health care costs are so high in America is due to the way Providers (Hospitals, small clinics, and large Systems) charge insurance companies. Several decades ago when insurance really started getting big, they realized they had huge groups of people they could send to "in network" hospitals. they choose which Providers are in their network. therefore they have leverage over the Providers, and use it to negotiate the price they pay for all claims (the bill the provider sends the insurance company). They negotiate huge discounts on the "listed" price for a claim. Therefore, every year for decades, hospitals have been jacking up their prices in order to actually be able to stay in business (given that the large majority of costs are paid for by insurance companies, who are getting a huge discount). So 2 tylenol go from $3 to $10 to $100 to $500 over time, as the insurance companies negotiate bigger and bigger discounts. This is why the "cost of healthcare" is so high, even those it's not really the true cost. Unless you're not insured, in which case you have to pay the "actual" rate (ie $500 for 2 tylenol). Here's an article that explains further http://www.npr.org/sections/health-shots/2014/11/15/36406408... |
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It bothers me that people continue to oversimplify problems and spin yarns about how "these people did this" and "those people did that" and that it's all due to one or two groups of bad or greedy actors.
The problem is so huge and so complex that it's worth considering that all of the proposed causes are contributing factors. There is now a systemic dysfunction that is broad, multi-faceted, and tough to dissect and study. Ultimately, many incentive systems are misaligned. The fact that the problem does have so many facets seems to always give rise to these distracting conversations where well-meaning commenters drive the discussion away from the actual findings to their favorite hobby horses instead.
RTFA. Doctor pay is an actual issue. They did not claim it is the whole problem. But it is a problem, and there are things we can do to tackle it.
And no, for the record, I am not disagreeing with you. But please, don't distract. Solve problems instead.