[madeofpalk]

I don't think that's actually true. How does the sender convert fiat to bitcoin, and then the bitcoin back to fiat?

There's still intermediaries involved and they're not exactly simple to use.

[alexanat]

Well - you do have to use an intermediary to exchange bitcoin for fiat, that is correct. I think the vision is that one day fiat will go away and be replaced by bitcoin and other cryptos though.

Everything is quite clunky right now, and not exactly easy but that is true of any new technology.