[mattlondon]

> There is no test for having worked your whole life needed to get an old age pension.

Isn't there? I think that you need to have shown at least 10 years of national insurance contributions to get the pension: https://www.gov.uk/new-state-pension/your-national-insurance...

Granted, 10 years is not "your whole life", but there is a test.

[tonyedgecombe]

As @underwoodley says, you get a credit if you are unemployed, from https://www.gov.uk/new-state-pension/your-national-insurance...

You may get National Insurance credits if you can’t work - for example because of illness or disability, or if you’re a carer or you’re unemployed.