[robryan]

If a company goes under the founder may have ended up living frugally as possible for a long period of time for no end reward. The employee has been there with them, faced the same challenging work but has had a comfortable wage the whole time and are just out of a job.

That being said may people would much prefer to take the risk as founder, there are plenty of other people out there though happy with the employee role at a startup for the time being or may have already tried the founder path.