[zanny]

They are, in most regards. In most places in the US the cost of reroofing a house has doubled or tripled in the last decade.

[0xfeba]

Because the industry basically milks the insurance companies, the customer doesn't actually pay (much).

[BeetleB]

Most reroofing is due to wear and tear - insurance does not cover it.

[srtjstjsj]

Insurers have huge negotiating power since they bring a lot of business.