[crispyambulance]

The thing is a lot of people run out of money for many different reasons and a lack of "personal responsibility" is only one of them.

All it takes is one big crash to wipe out years of long term financial planning. Illness of oneself, a spouse, child or parent can easily crater life savings. Sometimes people just live too damn long. And yes, sometimes people lack "personal responsibility."

To some extent, yes, you are expected to pay for the safety net of others. You never know when YOU might need it.

[nnfy]

I understand that there are legitimate reasons that someone may need assistance.

My problem is with this nonsensical mentality that, without any actual statistics, people automatically assume that anyone struggling is a victim of circumstance. Or worse, that they have somehow been abused or stolen from by those with money. Which, by the way, I believe I'd a relatively new outlook in the history of the U.S.

The danger is that it encourages people to live haphazardly and in the long run is not sustainable. And, quite frankly, I have no desire to pay for people who lived selfishly in their own time.