[komali2]

Can people elaborate why they are downvoting this? I hold a similar opinion - as long as your other investment instruments are intelligently diversified and filled-out, why not spend a small % on bitcoin? As nnfy has said, any amount in the past would have yielded payoff today.

"But a crash!" is not an argument alone. Every single other investment instrument I'm aware of has had a crash.

[allenz]

Investing in Bitcoin to diversify is fine. Buying Bitcoin because it's been rising? That's the definition of speculation. Most people are not qualified to be speculators because they are insufficiently critical. It's easy to imagine potential, and difficult to gauge risk. See also "most investors lose money".