[andy_ppp]

They actually plan to start charging for this because ATMs charge them:

£200 free allowance per month, 3% charge for withdrawals thereafter everywhere outside the UK

From here: https://monzo.com/blog/2017/09/13/atm-fees-abroad/

I would have just transparently passed on whatever the ATM charges rather than this weird 3% fee.

[mcjiggerlog]

I'm a Monzo user and really unhappy to find this out. I spend most of my time in mainland Europe and the free transactions and no ATM fees are the only reason I am a user.

Can anyone comment on how Revolut compares? One pain point is that I always get asked if I want to pay in GBP or EUR, or even the cashier selects without asking me, in which case I get massively ripped off if they select GBP. With Revolut will the card look like a EUR card whilst travelling in the Eurozone?

[Deathmax]

For overseas ATM withdrawals:

Monzo (After 18th December): £200/month, 3% thereafter (https://monzo.com/blog/2017/10/17/atm-limits-announcement/)

Revolut: £200/month (£400 with Premium), 2% thereafter

Starling: No charge

Not sure about any of the other challenger banks, I've only used Monzo on a regular basis.

[chris_overseas]

I just used a Revolut card during a two week trip around Iceland. It worked fantastically well. Iceland's interesting as some places charge in Krona, some in Euro, but in either case I was charged the live mid-market rate to the GBP with no extra spread or fees.

You're also allowed to withdraw roughly £200/month worth of cash (any supported currency) without any fees. Beyond that there is a charge, I can't remember how much offhand but it's not too crazy.

The one problem I had with the card was at their petrol stations. Most are self-service and require the card to be pre-authed before the fuel will start being pumped. Revolut doesn't support this so I had to use another card or find stations where I could pay in store.

[cjrp]

Same problem with petrol stations in the USA. Most were pay-at-pump and didn't accept the card.

[NetStrikeForce]

I've got money in GBP, EUR and USD in a Revolut debit card. I've used it on ATMs in mainland Europe and continental US without problems.

[dazc]

Well Santander are now charging a 5 euro fee; Sabadel have been charging 1.50 for at least the last year.

[NetStrikeForce]

With Revolut cards?

[dazc]

Yes

[dazc]

you get the same thing with revolut.