[raverbashing]

Concentration of wealth is insufficient to explain it:

- there is no lack of cheap housing, however it's outside of main cities

- Concentration of wealth was worse in many moments in history, but that didn't imply in unaffordable real estate (at today's levels)

- Most government regulation works to restrict the supply of housing rather than expand it, even the ones that "theoretically" help with affordability (like rent controls - which I'm not against in some cases).