[icedchai]

For the average person, meaning someone getting a business loan or mortgage, this just isn't true. Take a look at historical bank rates. They're much cheaper now than the 80's.

[dragonwriter]

Correct.

https://www.jpmorganchase.com/corporate/About-JPMC/historica...

The 1980s may have been a time when some borrowers had easier time getting credit at all, but it wasn't a time of “cheap cash”.