| Hmmm, it is a completely different situation, normally in the US someone that is in IT also has a huge college/university debt that he/she should re-pay. And besides - probably not so relevant when you are young and fit - somehow you have to consider the social assistance (healthcare before anything else) that Germany (or most EU countries) offers to their citizens (compared to the US provided ones, which is - I believe - 0 or nearly 0). Before or later you won't probably be a single, unmarried person with 0 children, and I believe that "social" states such as Germany offer a number of advantages when it comes to children's costs, so a good "tactic" would be: 1) be born in Germany 2) study there (for free or almost free) 3) as soon as you are fit to earn a decent wage, emigrate somehow to the US getting a highly paid job in IT 4) stay there for ten years or so, living modestly so that you can maximize your savings 5) when the time comes for marriage, go back to Germany (hopefully in the meantime you will have enough experience as to find easily a well paid IT job there too) 6) get the "social" provisions and benefits that Germany offers you and your family (at the cost of a higher than US taxation level) |