[hugh3]

I now seriously question anything further in that article. The idea that credit scores can predict car accidents is ludicrous.

Do you find the idea that credit scores are correlated with car accident rates to be ludicrous?

I find it very plausible. Some people are careful, others are careless.

Of course, one should be very careful in using vague correlations to determine policy in specific cases. I bet I could draw up a correlation one way or the other between accident rates and skin colour, but you'd be in serious trouble if your insurance company tried to use that to set premiums. (Oddly though, they're allowed to take your sex and age into account.)