[scarecrowbob]

I don't regret leaving either.

I do wish that 24-year-old me had either enough wisdom (or perhaps, say, an ethical advisor) to skip getting into massive debt.

I don't agree that folks get paid what they are worth, but that's probably a deeper disagreement than warrants discussion on this forum.

[mpcomplete]

Going in to academia is always on my mind because I would love to be on the cutting edge of research, but I can never justify leaving my job to work twice as hard and get paid 4x less.

It's a shame that you need to be rich to continue your education past a point, but it just doesn't make sense to keep going.