[milesvp]

you should read patio11's recent post on dealing with this kind of thing. He's talking specifically about dealing with credit agencies, but the same paper trails are likely to be the standard way of dealing with any legal hassles. Also my understanding is that the burden of proof is on the creditor/collector to prove you owe something, so having a paper trail showing how you dealt with things in a timely manner is going to make you look better and avoids the he said she said problem.

http://www.kalzumeus.com/2017/09/09/identity-theft-credit-re...